best identity theft protection services

Our testing and analysis of the best identity theft protection services focused on how well each one monitored credit information, financial activity and personal information. We rated each service for how frequently it provides credit reports and credit scores. (Free annual credit reports don't include your credit score.)

We also gave extra weight to services that offer tools to help you improve your credit score. We penalized services that do not give you credit reports from all three credit bureaus.

Know more about the Switch Network.

We also rated each service for the number of credit cards, debit cards and bank accounts that it monitors. We paid attention to whether or not a service provided email or SMS notifications for large changes to an account balance or large expenses on a credit card.

We penalized services that didn't allow us to add personal information beyond our Social Security number, such as our driver's license number, phone number or multiple email addresses. Each of those numbers can also be used to steal your identity. We gave extra points to services that detected any compromised personal information.

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